:root {
  --navy: #0b2545;
  --navy-2: #12315e;
  --teal: #1f7a8c;
  --gold: #e8b64c;
  --gold-2: #d99a2b;
  --bg: #f5f7fa;
  --card: #ffffff;
  --ink: #1a2233;
  --muted: #5b6b7c;
  --line: #e3e9f0;
  --green: #1f7a4d;
  --shadow: 0 10px 30px rgba(11, 37, 69, 0.08);
  --radius: 16px;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }

.container { width: min(1120px, 92%); margin: 0 auto; }

/* ---------- Top bar ---------- */
.topbar {
  background: var(--navy);
  color: #cdd9e6;
  font-size: 0.82rem;
  padding: 8px 0;
}
.topbar .container { display: flex; justify-content: space-between; gap: 12px; flex-wrap: wrap; }
.topbar b { color: #fff; }
.topbar a { color: var(--gold); }

/* ---------- Header / nav ---------- */
header.site {
  position: sticky;
  top: 0;
  z-index: 60;
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--line);
}
.nav { display: flex; align-items: center; justify-content: space-between; gap: 16px; padding: 12px 0; flex-wrap: wrap; }

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 800;
  font-size: 1.15rem;
  color: var(--navy);
}
.logo-mark {
  width: 40px; height: 40px;
  border-radius: 11px;
  background: linear-gradient(135deg, var(--navy), var(--teal));
  color: #fff;
  display: grid;
  place-items: center;
  font-size: 0.9rem;
}
.logo em { font-style: normal; color: var(--gold); }

.nav-links { display: flex; gap: 22px; align-items: center; font-size: 0.95rem; }
.nav-links a { color: var(--navy-2); font-weight: 600; }
.nav-links a:hover { color: var(--teal); }
.nav-cta {
  background: var(--gold);
  color: var(--navy) !important;
  padding: 8px 16px;
  border-radius: 999px;
  font-weight: 700;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-block;
  background: var(--teal);
  color: #fff;
  padding: 12px 22px;
  border-radius: 999px;
  font-weight: 700;
  border: 0;
  cursor: pointer;
  transition: transform 0.15s, box-shadow 0.15s;
}
.btn:hover { transform: translateY(-2px); box-shadow: 0 8px 20px rgba(31,122,140,0.35); }
.btn.gold { background: var(--gold); color: var(--navy); }
.btn.ghost { background: transparent; color: var(--teal); border: 2px solid var(--teal); }

/* ---------- Hero ---------- */
.hero {
  background:
    radial-gradient(circle at 85% 10%, rgba(232,182,76,0.18), transparent 40%),
    linear-gradient(135deg, #0b2545 0%, #10254a 55%, #103a52 100%);
  color: #fff;
  padding: 72px 0 92px;
  position: relative;
  overflow: hidden;
}
.hero-grid { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 40px; align-items: center; }
.hero h1 { font-size: clamp(1.9rem, 4vw, 3rem); line-height: 1.12; margin-bottom: 18px; font-weight: 800; }
.hero h1 span { color: var(--gold); }
.hero p.lead { font-size: 1.08rem; color: #cfdcec; max-width: 54ch; margin-bottom: 26px; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 26px; }
.hero-trust { display: flex; gap: 26px; flex-wrap: wrap; color: #b7c7da; font-size: 0.9rem; }
.hero-trust b { display: block; color: #fff; font-size: 1.2rem; }

.hero-art {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius);
  padding: 20px;
}
.hero-art svg { margin: 0 auto; }

/* ---------- Section base ---------- */
section { padding: 66px 0; }
.section-kicker { color: var(--teal); font-weight: 800; text-transform: uppercase; letter-spacing: 1.5px; font-size: 0.8rem; margin-bottom: 8px; }
.section-title { font-size: clamp(1.5rem, 3vw, 2.1rem); font-weight: 800; color: var(--navy); margin-bottom: 12px; }
.section-sub { color: var(--muted); max-width: 62ch; margin-bottom: 32px; }
.center { text-align: center; }
.center .section-sub { margin-left: auto; margin-right: auto; }

/* ---------- service cards ---------- */
.cards { display: grid; grid-template-columns: repeat(auto-fill, minmax(255px, 1fr)); gap: 20px; }
.card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
  cursor: pointer;
  transition: transform 0.18s, box-shadow 0.18s;
  display: flex;
  flex-direction: column;
}
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.card .ico {
  width: 54px; height: 54px;
  border-radius: 13px;
  display: grid; place-items: center;
  background: #e7f2f5;
  color: var(--teal);
  margin-bottom: 14px;
}
.card h3 { color: var(--navy); margin-bottom: 8px; font-size: 1.08rem; }
.card p { color: var(--muted); font-size: 0.92rem; flex: 1; }
.card .go { margin-top: 14px; color: var(--teal); font-weight: 700; font-size: 0.9rem; }

/* ---------- search / finder ---------- */
.finder {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 24px;
  text-align: center;
}
.finder h3 { color: var(--navy); margin-bottom: 6px; }
.finder p { color: var(--muted); margin-bottom: 16px; }
.find-options { display: flex; gap: 12px; flex-wrap: wrap; justify-content: center; }
.find-chip {
  background: #eef4f7;
  color: var(--navy-2);
  border: 1px solid var(--line);
  border-radius: 999px;
  padding: 10px 18px;
  font-weight: 700;
  cursor: pointer;
  transition: background 0.15s, color 0.15s;
}
.find-chip:hover, .find-chip.active { background: var(--navy); color: #fff; }

.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; counter-reset: step; }
.step {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 22px;
  position: relative;
}
.step .num {
  counter-increment: step;
  width: 34px; height: 34px;
  border-radius: 50%;
  background: var(--gold);
  color: var(--navy);
  font-weight: 800;
  display: grid; place-items: center;
  margin-bottom: 12px;
}
.step .num::after { content: counter(step); }
.step h4 { color: var(--navy); margin-bottom: 6px; }
.step p { color: var(--muted); font-size: 0.9rem; }
.step svg.illus { margin: 0 auto 12px; }

/* ---------- video ---------- */
.video-wrap {
  background: var(--navy);
  color: #fff;
  border-radius: var(--radius);
  overflow: hidden;
}
.video-scene {
  position: relative;
  background: linear-gradient(135deg, #12315e, #0b2545);
  min-height: 280px;
  display: grid;
  place-items: center;
  text-align: center;
  padding: 24px;
}
.play {
  width: 82px; height: 82px;
  border-radius: 50%;
  background: var(--gold);
  color: var(--navy);
  display: grid; place-items: center;
  font-size: 1.8rem;
  cursor: pointer;
  margin: 0 auto 16px;
  border: 0;
  transition: transform 0.15s;
}
.play:hover { transform: scale(1.06); }

/* ---------- advisors ---------- */
.people { display: grid; grid-template-columns: repeat(auto-fill, minmax(230px, 1fr)); gap: 20px; }
.person {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 22px;
  text-align: center;
}
.person .avatar {
  width: 74px; height: 74px;
  border-radius: 50%;
  margin: 0 auto 12px;
  background: linear-gradient(135deg, var(--navy), var(--teal));
  color: #fff; font-weight: 800; font-size: 1.4rem;
  display: grid; place-items: center;
}
.person h3 { color: var(--navy); font-size: 1.02rem; }
.person .role { color: var(--teal); font-size: 0.85rem; font-weight: 700; margin: 2px 0 10px; }
.person a.pcall {
  display: inline-block;
  background: #eef7f3;
  color: var(--green);
  border: 1px solid #cde8dc;
  border-radius: 999px;
  padding: 8px 16px;
  font-weight: 700;
  font-size: 0.9rem;
}

/* ---------- split / location / social ---------- */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 36px; align-items: center; }
.info-list { list-style: none; margin: 18px 0; }
.info-list li { display: flex; gap: 12px; margin-bottom: 14px; color: var(--muted); align-items: flex-start; }
.info-list li b { color: var(--navy); }
.info-list .tick { color: var(--green); font-weight: 800; }

.map-card {
  background: #e9eef4;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  min-height: 240px;
  display: grid;
  place-items: center;
  color: var(--muted);
  padding: 20px;
  text-align: center;
}

.social { display: flex; gap: 12px; flex-wrap: wrap; }
.social a {
  display: inline-flex; align-items: center; gap: 8px;
  border: 1px solid var(--line);
  background: var(--card);
  border-radius: 999px;
  padding: 10px 16px;
  font-weight: 700;
  color: var(--navy-2);
}
.social a:hover { border-color: var(--teal); color: var(--teal); }

/* ---------- process galley ---------- */
.photos { display: grid; grid-template-columns: repeat(auto-fill, minmax(230px,1fr)); gap: 18px; }
.photo {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 16px;
  text-align: center;
}
.photo svg { margin: 0 auto 12px; }
.photo h4 { color: var(--navy); margin-bottom: 6px; }
.photo p { color: var(--muted); font-size: 0.86rem; }

/* ---------- compliance ---------- */
.compliance {
  background: var(--navy);
  color: #afc1d6;
  font-size: 0.8rem;
  padding: 34px 0;
  border-top: 1px solid #1e3b66;
}
.compliance h4 { color: #fff; margin-bottom: 10px; font-size: 0.95rem; }
.compliance p { max-width: 72ch; margin-bottom: 10px; }

.footer {
  background: #07182e;
  color: #8fa3bd;
  padding: 34px 0 26px;
  font-size: 0.88rem;
}
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr; gap: 30px; margin-bottom: 22px; }
.footer h5 { color: #fff; margin-bottom: 12px; }
.footer ul { list-style: none; }
.footer li { margin: 7px 0; }
.footer a:hover { color: var(--gold); }
.footer .bottom { border-top: 1px solid #12304f; padding-top: 16px; font-size: 0.8rem; text-align: center; }

/* ---------- page hero (detail pages) ---------- */
.page-hero {
  background: linear-gradient(135deg, #0b2545, #103a52);
  color: #fff;
  padding: 56px 0;
}
.page-hero h1 { font-size: clamp(1.7rem,3vw,2.4rem); margin-bottom: 10px; }
.page-hero p { color: #cfdcec; max-width: 60ch; }
.breadcrumb { color: var(--gold); margin-bottom: 12px; font-size: 0.9rem; }

.detail-grid { display: grid; grid-template-columns: 1fr 0.9fr; gap: 40px; }

/* ---------- responsive ---------- */
@media (max-width: 900px) {
  .hero-grid, .split, .detail-grid { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr 1fr; }
  .nav-links { display: none; }
  .footer-grid { grid-template-columns: 1fr; }
}
@media (max-width: 520px) {
  .steps { grid-template-columns: 1fr; }
  .hero { padding: 48px 0 64px; }
}